When Airbnb Hosts Need Real Coverage: Why Proper Insurance Is the Gold Standard for Vacation Rental Owners
When Airbnb Hosts Need Real Coverage: Why Proper Insurance Is the Gold Standard for Vacation Rental Owners You’ve put time, money, and heart into your short-term rental. You’ve got five-star reviews, a booked-out calendar, and maybe even plans to scale. But here’s the problem most hosts don’t discover until it’s too late: Traditional homeowners insurance doesn’t cover short-term rentals. That’s where Proper Insurance comes in — with specialized, full-replacement coverage designed specifically for Airbnb, Vrbo, and other vacation rental properties. Get a Free Vacation Rental Insurance Quote Real Story: How Jake Saved His Cabin Business After a Guest-Fueled Fire Jake owns a cozy A-frame cabin in Lake Tahoe. One winter weekend, guests left a space heater on near some towels. By morning, part of the interior was scorched. His regular homeowners policy denied the claim — because the property was used commercially. Luckily, Jake had switched to Proper Insurance just three ...